Everything handled here
Every service has its own page — rates, eligibility and the exact documents you'll need.
Rates and premiums are indicative starting figures, subject to lender and insurer approval. Last reviewed 23 August 2026. *Terms and conditions apply.
EMI calculator
The same formula every bank uses. See the monthly number before you call anyone.
*Terms and conditions apply.
Check your CIBIL score, free
Your credit score decides the rate every lender will offer you. Give me the four details below and I'll pull the report, tell you what is in it and what to fix before you apply anywhere.
Nothing is saved on this website. The button opens WhatsApp with your details filled in — you press send.
Tell me where you are in life
Building the base
Early on, cheap protection and a clean credit record are worth more than any investment tip. Get these right and everything later is easier.
How working with me goes
Tell me the amount and the reason. Ten minutes is usually enough. No forms to start.
Two or three lenders on one page: rate, fees, EMI and total cost, written plainly.
I come to your home or shop, collect documents and file everything myself.
Renewals, claims, prepayment, a top-up in 2031 — same number, same person.
Frequently asked
Do you charge me a fee?+
No. The lender or insurer pays a commission once your case is approved. You pay exactly what the sanction letter says — and I show you that letter.
Why not go straight to a bank?+
A bank can only offer its own product. I know which of forty lenders is lenient about which weakness, so your file goes where it will actually be approved, at the lowest cost.
I'm not comfortable with websites and apps.+
Then don't use one. Call, and I'll come to your home with the papers and read each page out with you, in Tamil or English.
What documents will I need?+
Usually PAN, Aadhaar, six months of bank statements and income proof. Every service page above lists the exact set for that case.
What happens when I need to claim?+
You call me first, not the insurer. I raise the intimation, chase the surveyor and stay on it until the money lands. Included, always.