01Who it's for
Business owners needing working capital
Families funding education abroad
Anyone consolidating expensive unsecured debt
02Eligibility
Age 24–65
Property in your name, free of dispute
Demonstrable repayment capacity
Residential, commercial or industrial property
03Documents needed
PAN and Aadhaar
Property title deed and tax receipts
Two years' ITR or GST returns
Twelve months' bank statements
Scope of work
What I handle for you
Not a product list — the specific work that happens once you say go.
01Valuation you can questionI get the bank valuer's figure and explain how it was reached — it decides how much you can raise.
02The right lender for the propertyBanks, NBFCs and housing finance companies price the same property very differently. Your file goes where your profile is treated best.
03Title checked before the bank finds itChain of ownership, encumbrance certificate and approvals reviewed up front, not three weeks into the process.
04Overdraft or term loanFor business needs an overdraft against property usually costs less than drawing the whole amount. We pick deliberately.
EMI calculator
₹ 25 L
8.75%
20 years
Monthly EMI
₹ 22,093
Total interest₹ 28,02,264
Total repayment₹ 53,02,264
*Terms and conditions apply.
Frequently asked
Do I hand over the property?+
No. The bank holds the title documents as security. You continue to live in, rent out or trade from the property.
How much can I raise?+
Usually 50–70%* of the market value, depending on the property type and your income.
Other services