01Who it's for
Salaried and self-employed buyers
Anyone paying above 9%* on an existing loan
Builders' allotments and resale flats alike
02Eligibility
Age 21–65
Minimum ₹25,000 monthly income
Credit score above 700 preferred
Property with clear, marketable title
03Documents needed
PAN and Aadhaar
Six months' bank statements
Salary slips or two years' ITR
Sale agreement and title documents
Scope of work
What I handle for you
Not a product list — the specific work that happens once you say go.
01Lenders compared in writingTwo or three sanctions side by side — rate, processing fee, prepayment terms and the total interest across the full tenure.
02Eligibility worked out before we applyI calculate what a bank will actually sanction first, so a rejection never lands on your credit report.
03Legal and technical follow-throughTitle scrutiny, valuation and the builder's approvals chased with the bank's panel until the file clears.
04Balance transfer mathsAlready paying above 9%*? I run the switch including the new fees and tell you plainly whether moving is worth it.
EMI calculator
₹ 25 L
8.75%
20 years
Monthly EMI
₹ 22,093
Total interest₹ 28,02,264
Total repayment₹ 53,02,264
*Terms and conditions apply.
Frequently asked
Can I move my existing home loan here?+
Yes. A balance transfer moves your outstanding to a lower rate. If you are paying more than 9%* and have over ten years left, it is almost always worth checking.
How much will the bank actually lend?+
Typically 75–90%* of the property value, capped by what your income supports. I run the number before we apply so there are no surprises.
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